SHAH ALAM, July 21 — After tying the knot in 2020, Tuan Rosma Elyyana Tuan Rasid and her husband spent about five years renting a home.
As with most young couples, they dreamed of owning a house of their own, often imagining a beautiful home in a strategic location.
However, that aspiration seemed difficult given their financial situation. Even so, they never gave up, remaining committed to living within their means.
Avoiding extravagance, unnecessary spending, and keeping up with trends, their desire to raise a family in their own home motivated them to explore neighbourhoods around Shah Alam in search of a suitable property.
Some two years after their marriage, they noticed a billboard advertising a Rumah Selangorku Idaman project.
After carefully considering their finances and calculating their monthly commitments, they decided to purchase the house, which was priced at around RM230,000. It was neither too expensive nor too cheap for the couple.
""We calculated our existing commitments and felt the house was still within our means. Alhamdulillah (God be praised), the housing loan application went smoothly without any issues," she told Media Selangor.
Its strategic location was one of the main reasons they chose the development, as both Rosma and her husband work in the Shah Alam area.
The arrival of their child, now five years old, also became a strong motivation for them to move from renting to homeownership.
"After having our child, we felt it was time to own our own home. Before that, we had rented for five years," she said.
Rosma encouraged young people to explore the opportunity to own a home through the Rumah Selangorku programme, noting that the application process is straightforward and friendly for first-time homebuyers.
"This Selangor government initiative is excellent because it gives young people who think they cannot afford a home the opportunity to realise that they actually can own one," she said.
The Shah Alam-based private sector employee also advised young people who are still renting to manage their finances wisely and avoid being influenced by lifestyle trends.
"We need to know our financial limits and look for a house we can afford. There is no need to follow trends or force ourselves to buy a home beyond our means.
"It only needs to provide shelter. Many people think they cannot afford to buy a house, but in reality they can if they plan their finances properly," she said.
Rosma similarly encouraged young people who remain hesitant about buying a home to take a more proactive approach, including visiting the Rumah Selangorku website and learning about the initiatives available.
"There are many categories of homes at different price points, so we can choose according to our budget. For me, it is important to own a home rather than continue paying rent.
"At least we will have an asset for our later years," she said.SHAH ALAM, July 21 — After tying the knot in 2020, Tuan Rosma Elyyana Tuan Rasid and her husband spent about five years renting a home.
As with most young couples, they dreamed of owning a house of their own, often imagining a beautiful home in a strategic location.
However, that aspiration seemed difficult given their financial situation. Even so, they never gave up, remaining committed to living within their means.
Avoiding extravagance, unnecessary spending, and keeping up with trends, their desire to raise a family in their own home motivated them to explore neighbourhoods around Shah Alam in search of a suitable property.
Some two years after their marriage, they noticed a billboard advertising a Rumah Selangorku Idaman project.
After carefully considering their finances and calculating their monthly commitments, they decided to purchase the house, which was priced at around RM230,000. It was neither too expensive nor too cheap for the couple.
""We calculated our existing commitments and felt the house was still within our means. Alhamdulillah (God be praised), the housing loan application went smoothly without any issues," she told Media Selangor.
Its strategic location was one of the main reasons they chose the development, as both Rosma and her husband work in the Shah Alam area.
The arrival of their child, now five years old, also became a strong motivation for them to move from renting to homeownership.
"After having our child, we felt it was time to own our own home. Before that, we had rented for five years," she said.
Rosma encouraged young people to explore the opportunity to own a home through the Rumah Selangorku programme, noting that the application process is straightforward and friendly for first-time homebuyers.
"This Selangor government initiative is excellent because it gives young people who think they cannot afford a home the opportunity to realise that they actually can own one," she said.
The Shah Alam-based private sector employee also advised young people who are still renting to manage their finances wisely and avoid being influenced by lifestyle trends.
"We need to know our financial limits and look for a house we can afford. There is no need to follow trends or force ourselves to buy a home beyond our means.
"It only needs to provide shelter. Many people think they cannot afford to buy a house, but in reality they can if they plan their finances properly," she said.
Rosma similarly encouraged young people who remain hesitant about buying a home to take a more proactive approach, including visiting the Rumah Selangorku website and learning about the initiatives available.
"There are many categories of homes at different price points, so we can choose according to our budget. For me, it is important to own a home rather than continue paying rent.
"At least we will have an asset for our later years," she said.
