SHAH ALAM, Aug 25 — Although the Selangor General Insurance Scheme (Insan) automatically pre-registers state residents, payments for death or disability caused by accidents will only be made if an applicant has verified themselves.
State investment arm Menteri Besar Selangor (Incorporated) or MBI, which operates Insan, said every policy recipient must complete the identity verification process and agree to accept this protection offer.
"Data leakage will not occur as because Insan's programme data is protected by the state government," it said in a statement.
Selangor residents aged 30 days to 80 years are eligible for protection under Insan. There are two types of schemes, namely, the conventional one provided by AmGeneral Insurance Berhad and the takaful one provided by Takaful Ikhlas General Berhad.
"This initiative is in line with the state government's policy and aspiration to make Selangor a caring and compassionate state for the well-being of its people.
"The Insan Conventional Scheme offers RM10,000 in insurance coverage for death and permanent disability due to accidents, along with an additional RM1,000 for burial expenses in the case of death.
"Similarly, the Insan Takaful Scheme offers between RM10,000 to RM20,000 in takaful coverage for death or permanent disability due to accidents, along with an additional RM1,000 for burial expenses in case of death, and an additional benefit of RM50 per day for up to 30 days for hospitalisation," MBI said.
As of July 2023, a total of 44 claims have been settled, including compensation totalling RM537,000, which covers cases of death and permanent disability.
Those seeking more information about Insan may do so by visiting Insan's website at www.programinsan.com.
Yesterday, amid concerns about personal information being subject to potential abuse via Insan's automatic registration process, Menteri Besar Dato’ Seri Amirudin Shari said only publicly available data was used to register Selangor residents under Insan, which was obtained from the Election Commission.
He added the names listed under Insan still require authorised consent from each individual before they are granted official coverage under the scheme.
“The names listed in Insan were pre-registered. The individuals who are interested in obtaining the insurance scheme still need to grant their consent by posting their picture along with their identity card.
“The public data were obtained from the EC but we will work harder to tighten security on the scheme to ensure that no data are abused and that they remain in accordance with the Personal Data Protection Act (PDPA),’’ Amirudin said.
